For shops, clinics, hostels and hardware

Every shilling,
accounted.

You sell, you buy, you pay people. Smart Business Book turns that day into real books — double entry underneath, plain words on top — and answers what you ask of it without waiting for an accountant.

No card to start·Keeps working offline·UGX, KES, NGN, GHS, USD
Kiongozi · your books, asked
Kiongozi answering “What did I spend most on?” with a table of money out by category: inventory UGX 60,000,000 at 97.5 per cent, freight inwards, repairs and maintenance, and transport.

It answers from what you recorded — and shows the table it counted.

Morning

The day opens on what needs you.

Not a chart of last quarter. What came in yesterday, what is owed today, and the six things a shop actually does — each one a tap, each one landing in the books the moment you finish.

6 actionssell, invoice, take a payment, record a spend, pay a bill, pay staff
1 tapfrom the home screen to a finished entry
Home
The home screen showing two lanes: money coming in with sell at the till, new invoice and record a payment; money going out with record an expense, pay a bill, buy stock and pay staff.

Money coming in on the left, money going out on the right. That is the whole day.

Through the day

Sheets, not forms.

Your stock list is already in a spreadsheet. Paste the block in and it lands — headings matched, prices parsed, costs and margins worked out. Then click any cell and type, the way you already work.

Pastea block from Excel, straight below the last row
Ctrl+Dfill down · Ctrl+Z undo · Enter saves
Marginworked out per line as you set the cost
Products
The products sheet: rows including Nido Milk Powder 400g, Rwenzori Water 500ml, Kinyara Sugar 2kg, Posho Super 5kg and Salt 1kg, with SKU, barcode, category, price, cost, margin and stock columns, and stock at cost of 70,512,900.

A Kampala shop’s shelf, with the margin on every line and the stock at cost underneath.

When they have not paid

Nobody forgets who owes you.

Overdue invoices come to you rather than waiting to be found, with the number of days beside each one. Chase the lot, or send one person a reminder on the app they already answer.

UGX 2.7Mowed across 9 invoices, on this shop’s books
WhatsAppthe reminder goes where they will read it
Needs you
The needs-you strip: nine invoices overdue totalling UGX 2.7 million, with Pearl Events Co at UGX 720,000 seventy-two days late and a remind on WhatsApp button.

Seventy-two days late is a fact, not a feeling.

And the people you sell to

The whole relationship, on one card.

Open any customer from the list and it is all there — how to reach them, what they have been billed, what is still outstanding, and every invoice on file. No report to run, no second screen.

Still owedon the customer, not buried in a report
Their invoicesone click from their name
Contactshidden here — they are yours, not ours to show
Customers
A customer card for Bugolobi Offices Ltd: address Bugolobi, notes office pantry supplies, billed UGX 365,000, still owed UGX 365,000, one invoice on file. Contact details are deliberately obscured.

Billed 365,000, still owed 365,000, one invoice on file.

Month end

The books are already done.

Nothing is reconstructed at the end of the month, because nothing was left for then. Every sale, bill and wage posted when it happened, so the statement is a reading of what is there — printable, shareable by a frozen link, ready for whoever asks.

Statementsprofit and loss, balance sheet, cash flow
TaxVAT and withholding worked out for your country
Sharea read-only link that cannot change after you send it

Profit & loss

Demo Multi Branch · 1 – 25 September · UGX

Money in
Sales89,993,500
Money out
Inventory60,000,000
Freight inwards1,196,043
Repairs & maintenance178,298
Transport135,659
Net for the month28,483,500

42 entries. Every line opens the transactions behind it.

Standing on their own

Take one part without taking all of it.

A supermarket wants a till that never stops at the counter. A warehouse wants stock and nothing else. An accountant wants forty clients on one screen. Each of these runs by itself — and writes to the same books the moment you want the rest.

The three screens below are photographs of the running applications. The business, the client names and the figures belong to demonstration accounts — they are not customer data, and nothing here is a usage claim.

Desktop application

SBB Point of Sale

A till for the counter machine. It rings up, takes cash, mobile money or a card, splits a payment across two accounts, holds a sale, reprints a receipt — and keeps selling when the internet does not, then posts the whole day up the moment it returns.

Windows desktopWorks offlineCash, MoMo & cardCash drawer
A dialog headed “Scan with your phone” showing a QR code, explaining that the page it opens turns the phone into a live barcode scanner for this till, with the till code UPZ9KV below it.
No scanner to buy. Any phone in the shop becomes one.
The SBB Desktop till: a grid of products with prices and the number left of each, a cart on the right totalling UGX 18,000 against a cash box, and a sidebar reading Offline with four sales waiting to sync.
The end of a sale: total UGX 18,000, a cash-received box with Exact, UGX 20,000 and UGX 50,000 shortcuts, and the buttons Hold and Complete sale.

Four sales already rung up with no connection. Nobody at the counter had to know.

Desktop & web

SBB Inventory

Stock on its own: what is on the shelf, what it cost, what came in on which purchase order, and what to reorder before it runs out. One store or twenty, each with its own count — and every sale at the till takes it down.

Same machine as the tillPurchase ordersStock transfersBarcodes & SKUs
The inventory list in SBB Desktop: product, SKU or barcode, category, price and stock for each line, with an Adjust button on every row and the out-of-stock lines tinted.

Tinted rows are the ones at zero. You can see the gap without running a report.

For practices

SBB for Accountants

Every client’s books on one screen, with what each one is delegating, what looks unusual this week and how healthy the file is. Open a client’s ledger without asking anyone for a login, close the month with sign-offs that name a person, and send a branded pack when it is done.

Practice consoleClient groupsReport packsRoles & sign-off
For accountants
A generated report pack: the client's name, the firm's name, the period, money in, money out, net and a count of transactions, then a table of every category with what came in and what went out.
The pack that leaves the office, under the firm’s own name.
A firm's client portfolio: four clients, each with its currency, the number of areas delegated, the engagement type, unusual patterns spotted in recent activity, and a health score with a trend line.
Portfolio net movement of plus USD 13,361.91 across four clients who delegated reports, for a one-month period.

Each client in its own currency; the portfolio total says where it converted.

What is inside

One book, not seven apps.

Everything below writes to the same set of books. A sale at the till, a wage run and a supplier bill all land in the same ledger, which is why the month end takes an afternoon instead of a week.

Pricing

Ninety days of everything. Then a free plan that is not a demo.

Prices for

We bill in USD where you are — pay in your own currency by mobile money once you sign in. Every plan keeps your books, your history and your exports, including the free one.

Free

Free forever

Free forever. Real books for one business — point of sale, bookkeeping and core reports, up to 50 transactions a month.

1 user · 1 business · 50 transactions/mo

  • ≈ 10 Kiongozi questions a month
  • Point of sale & inventory
Start free

Starter

USD 3.00 /mo

90 days free, no card

or pay for 10 months and get 12

The bridge off paper. Real books for one business, mobile money, and a till — with Kiongozi AI available in packs when you want it.

2 users · 1 business · Unlimited transactions

  • Kiongozi AI — buy tokens in packs
  • Point of sale & inventory
  • Payment links & reminders
Start 90 days free

Growth

USD 7.00 /mo

90 days free, no card

or pay for 10 months and get 12

The plan most trading businesses need: unlimited transactions, Kiongozi AI, payroll, reconciliation, forecasting and tax.

5 users · Unlimited businesses · Unlimited transactions

  • ≈ 125 Kiongozi questions a month
  • Point of sale & inventory
  • Payment links & reminders
  • Payroll & payslips
  • Multiple locations
Start 90 days free

Business

USD 21.00 /mo

90 days free, no card

or pay for 10 months and get 12

Staff, branches and volume: unlimited businesses and locations from one login, with consolidated reporting and priority support.

25 users · Unlimited businesses · Unlimited transactions

  • ≈ 500 Kiongozi questions a month
  • Point of sale & inventory
  • Payment links & reminders
  • Payroll & payslips
  • Multiple locations
Start 90 days free

Enterprise

from

USD 60.00 /mo

Associations, groups and government programmes: white-label deployment, a dedicated customer success manager, SLA guarantees and full API access. Priced from the figure shown.

Unlimited users · Unlimited businesses · Unlimited transactions

  • ≈ 1,500 Kiongozi questions a month
  • Point of sale & inventory
  • Payment links & reminders
  • Payroll & payslips
  • Multiple locations
  • API access
  • White-label
Talk to us

Before you ask

The questions people actually send.

Smart Business Book (SBB) is an AI-powered business operating system. It combines bookkeeping, invoicing, point of sale (POS), inventory, payroll, bank reconciliation, business reports, and an AI assistant called Kiongozi in one platform, so you can run your whole business from a single place — on the web or on your phone.

What SBB is, in one page

Start today, not at month end

Put one day in and see.

Record today’s sales and today’s spending. By this evening you will know what the shop made, and the books will already be right — no setup week, no data project, no accountant on the phone.